We exist because the gap shouldn't exist!
Africa’s cooperatives grow some of the world’s finest coffee, tea, and pyrethrum. The problem has never been quality. It’s always been the 60 to 90 days between shipment and payment — and what happens to farmers in that gap.
THE GAP THAT HAS ALWAYS EXISTED.
Agricultural export cooperatives across Africa deliver world-class commodities to US and international buyers. But payment arrives weeks or months after shipment. In that gap, cooperatives need working capital for harvest costs, labor, processing, and operations. Without it, they scale back production, borrow at predatory rates, or miss export seasons entirely.
Our Mission
To ensure no African cooperative misses a harvest season for lack of working capital.
- 2026
Meet Our Founder
Oluyemisi Joseph is a Georgia-based entrepreneur and financial services professional who founded Veloqua after identifying a structural gap in the Africa–US agricultural trade corridor. With a background spanning audit, risk management, compliance, internal controls, and cross-border business development — and holding the Certified Fraud Examiner (CFE) designation — she built Veloqua to ensure cooperatives across Africa could access the financial infrastructure they deserve — without waiting for traditional banking to catch up.
Her CFE credentials and deep internal controls expertise are embedded into every layer of Veloqua’s platform — from cooperative onboarding and KYB verification to AML compliance. Fraud prevention and financial integrity are not afterthoughts at Veloqua. They are the foundation.
The cooperatives growing Africa’s finest coffee already did the hard part. Veloqua just makes sure they get paid for it — on their timeline, not a bank’s.
— Oluyemisi Joseph, CFE — Founder & CEO
What We stand For
- Cooperatives First
- Radical Transparency
- Regulatory Integrity
- Long-term Thinking
